Terms of Service
Acceptance of Terms
By accessing and using the services provided by Smart Financial Lifestyle, you agree to be bound by these Terms of Service ("TOS"). If you do not agree to these terms, please do not use our services.
Description of Service
Smart Financial Lifestyle provides AI-powered editing tools designed to assist users in creating and editing content. Our services are subject to the terms and conditions outlined in this TOS.
Use of Service
You agree to use Smart Financial Lifestyle's services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the service.
Smart Financial Lifestyle grants you a non-exclusive, non-transferable, limited right to access and use the services for your personal, non-commercial purposes, subject to these TOS.
User Conduct
You are solely responsible for any content you create, transmit, or display while using Smart Financial Lifestyle's services and for the consequences of your actions.
You agree not to upload, communicate, transmit, or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable.
Intellectual Property
You retain all ownership rights to the content you create or upload. However, by using Smart Financial Lifestyle's services, you grant Smart Financial Lifestyle a worldwide, non-exclusive, royalty-free license to use, reproduce, distribute, and display the content in connection with the service.
Smart Financial Lifestyle owns all rights to the software, applications, and intellectual property related to the service.
Termination
Smart Financial Lifestyle reserves the right to terminate your access to the services without notice for any breach of these TOS.
Refund Policy
Smart Financial Lifestyle does not offer refunds in accordance with the full refund policy listed on smartfinanciallifestyle.com/refund-policy.
Disclaimer of Warranties
The services are provided "as is" and "as available" without warranty of any kind, either express or implied. Smart Financial Lifestyle does not guarantee that the service will meet your requirements or be available on an uninterrupted, secure, or error-free basis.
Age Restriction
Smart Financial Lifestyle's services are not intended for use by individuals under the age of 18. By using our services, you represent and warrant that you are at least 18 years of age. If we become aware that a user is under 18, we reserve the right to terminate their account and access to our services immediately.
Limitation of Liability
Smart Financial Lifestyle shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from your use of the services.
Changes to Terms
Smart Financial Lifestyle reserves the right to modify these TOS at any time. Your continued use of the service after such changes constitutes your acceptance of the new TOS.
Governing Law
These TOS and your use of the services are governed by the laws of the jurisdiction where Smart Financial Lifestyle is established, without regard to its conflict of law provisions.
Contact Information
For any questions regarding these TOS, please contact us at info@smartfinanciallifestyle.com